:root{
  --navy:#0f1d36; --navy2:#1f3a64; --blue:#3b6db5; --blue-l:#4d7fc4;
  --gold:#c9a84a; --gold-l:#e6c873; --ink:#16233d; --muted:#5c6b85;
  --bg:#f4f7fc; --bg2:#e9eff8; --line:#d6e0f0; --white:#fff;
  --radius:14px; --shadow:0 10px 30px rgba(15,29,54,.08); --shadow-lg:0 20px 50px rgba(15,29,54,.14);
  --maxw:1180px; --ff:'Segoe UI',system-ui,-apple-system,Roboto,Arial,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--ff);color:var(--ink);background:var(--bg);line-height:1.65;font-size:16px}
img{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none;transition:.2s}
a:hover{color:var(--navy2)}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
h1,h2,h3{line-height:1.2;color:var(--navy)}
h2{font-size:2rem;margin-bottom:14px;letter-spacing:-.5px}
.sub{color:var(--muted);max-width:620px;margin:0 auto 44px;text-align:center}
.center{text-align:center}
section{padding:78px 0}
.tag{display:inline-block;font-size:.78rem;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:14px}

/* Header */
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo{display:flex;align-items:center;gap:11px;font-weight:800;font-size:1.18rem;color:var(--navy);letter-spacing:-.5px}
.logo img{width:34px;height:34px}
.logo span b{color:var(--gold)}
.nav-links{display:flex;gap:28px;align-items:center}
.nav-links a{color:var(--ink);font-weight:500;font-size:.95rem}
.nav-links a:hover{color:var(--blue)}
.btn{display:inline-block;background:linear-gradient(135deg,var(--navy2),var(--blue));color:#fff;padding:12px 26px;border-radius:10px;font-weight:600;border:none;cursor:pointer;font-size:.95rem;box-shadow:0 6px 18px rgba(31,58,100,.28)}
.btn:hover{color:#fff;transform:translateY(-2px);box-shadow:0 10px 24px rgba(31,58,100,.36)}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-l));color:var(--navy)}
.btn-gold:hover{color:var(--navy)}
.btn-ghost{background:transparent;border:1.5px solid var(--line);color:var(--navy);box-shadow:none}
.btn-ghost:hover{border-color:var(--blue);color:var(--blue)}
.menu-btn{display:none;background:none;border:none;font-size:1.6rem;color:var(--navy);cursor:pointer}

/* Hero */
.hero{background:linear-gradient(135deg,#0f1d36 0%,#1f3a64 60%,#22406f 100%);color:#fff;padding:90px 0 96px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-80px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(201,168,74,.18),transparent 70%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:54px;align-items:center;position:relative;z-index:2}
.hero h1{color:#fff;font-size:3rem;letter-spacing:-1.2px;margin-bottom:20px}
.hero h1 em{color:var(--gold-l);font-style:normal}
.hero p{color:#c4d2e8;font-size:1.12rem;max-width:520px;margin-bottom:30px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-stats{display:flex;gap:34px;margin-top:42px}
.hero-stats div b{display:block;font-size:1.8rem;color:var(--gold-l)}
.hero-stats div span{font-size:.85rem;color:#9fb6d8}
.hero-img{border-radius:18px;box-shadow:var(--shadow-lg);width:100%}

/* Trust strip */
.trust{background:var(--white);border-bottom:1px solid var(--line);padding:26px 0}
.trust-row{display:flex;justify-content:space-around;flex-wrap:wrap;gap:18px;text-align:center}
.trust-row div b{display:block;font-size:1.5rem;color:var(--navy2)}
.trust-row div span{font-size:.82rem;color:var(--muted);text-transform:uppercase;letter-spacing:1px}

/* Services */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;box-shadow:var(--shadow);transition:.25s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:var(--blue)}
.card img{width:64px;height:64px;margin-bottom:18px}
.card h3{font-size:1.18rem;margin-bottom:10px}
.card p{color:var(--muted);font-size:.95rem}

/* Split feature */
.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}
.split.rev .split-txt{order:2}
.split-txt h2{text-align:left}
.split-txt ul{list-style:none;margin-top:20px}
.split-txt li{padding:9px 0 9px 32px;position:relative;color:var(--ink)}
.split-txt li::before{content:"";position:absolute;left:0;top:14px;width:16px;height:16px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(201,168,74,.18)}
.split img{border-radius:var(--radius);box-shadow:var(--shadow)}

/* Process */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.step{background:var(--white);border-radius:var(--radius);padding:28px 22px;border:1px solid var(--line);position:relative}
.step b.num{display:flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,var(--navy2),var(--blue));color:#fff;font-size:1.1rem;margin-bottom:16px}
.step h3{font-size:1.05rem;margin-bottom:8px}
.step p{color:var(--muted);font-size:.9rem}

/* Pricing */
.pricing{background:var(--bg2)}
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;align-items:stretch}
.plan{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:38px 30px;box-shadow:var(--shadow);display:flex;flex-direction:column;position:relative}
.plan.featured{border:2px solid var(--gold);box-shadow:var(--shadow-lg);transform:scale(1.03)}
.plan .badge{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:linear-gradient(135deg,var(--gold),var(--gold-l));color:var(--navy);font-size:.72rem;font-weight:700;letter-spacing:1px;padding:6px 18px;border-radius:20px;text-transform:uppercase}
.plan h3{font-size:1.3rem;margin-bottom:6px}
.plan .price{font-size:2.6rem;font-weight:800;color:var(--navy);margin:14px 0 4px}
.plan .price small{font-size:.95rem;font-weight:500;color:var(--muted)}
.plan .desc{color:var(--muted);font-size:.92rem;margin-bottom:22px;min-height:42px}
.plan ul{list-style:none;margin-bottom:26px;flex:1}
.plan li{padding:8px 0 8px 28px;position:relative;font-size:.94rem;border-bottom:1px dashed var(--line)}
.plan li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:800}
.plan .btn{width:100%;text-align:center}
.price-note{text-align:center;color:var(--muted);font-size:.88rem;margin-top:30px}

/* Testimonials */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.quote{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.quote p{font-style:italic;color:var(--ink);margin-bottom:18px}
.quote .who{display:flex;align-items:center;gap:12px}
.quote .av{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--navy2),var(--blue));color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700}
.quote .who b{display:block;color:var(--navy)}
.quote .who span{font-size:.84rem;color:var(--muted)}

/* FAQ */
.faq-item{background:var(--white);border:1px solid var(--line);border-radius:12px;margin-bottom:14px;overflow:hidden}
.faq-q{padding:20px 24px;font-weight:600;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center}
.faq-q::after{content:"+";font-size:1.5rem;color:var(--gold)}
.faq-item.open .faq-q::after{content:"–"}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease;color:var(--muted);padding:0 24px}
.faq-item.open .faq-a{max-height:300px;padding:0 24px 22px}

/* Contact */
.contact{background:linear-gradient(135deg,#0f1d36,#1f3a64);color:#fff}
.contact h2{color:#fff}
.contact .sub{color:#c4d2e8}
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:48px;align-items:start}
.contact-info{display:flex;flex-direction:column;gap:22px}
.info-item{display:flex;gap:16px;align-items:flex-start}
.info-item .ic{width:46px;height:46px;border-radius:12px;background:rgba(201,168,74,.16);display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:1.2rem}
.info-item b{display:block;color:var(--gold-l);font-size:.85rem;text-transform:uppercase;letter-spacing:1px}
.info-item span,.info-item a{color:#dbe5f3}
form{background:var(--white);border-radius:18px;padding:34px;box-shadow:var(--shadow-lg)}
.field{margin-bottom:18px}
.field label{display:block;font-size:.88rem;font-weight:600;color:var(--navy);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:10px;font-family:var(--ff);font-size:.95rem;color:var(--ink);background:#fbfcfe;transition:.2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);background:#fff;box-shadow:0 0 0 3px rgba(59,109,181,.12)}
.field textarea{resize:vertical;min-height:120px}
.checkbox{display:flex;gap:10px;align-items:flex-start;font-size:.88rem;color:var(--muted)}
.checkbox input{width:auto;margin-top:4px}
.form-msg{display:none;padding:14px;border-radius:10px;margin-bottom:16px;font-size:.92rem}
.form-msg.ok{display:block;background:#e7f6ec;color:#1a7a3d;border:1px solid #bce5c8}
.form-msg.err{display:block;background:#fdeaea;color:#b5302a;border:1px solid #f3c4c1}

/* Footer */
footer{background:#0a1528;color:#9fb6d8;padding:60px 0 26px}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:36px;margin-bottom:40px}
.foot-grid h4{color:#fff;font-size:1rem;margin-bottom:16px}
.foot-grid a{display:block;color:#9fb6d8;font-size:.9rem;padding:5px 0}
.foot-grid a:hover{color:var(--gold-l)}
.foot-logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.15rem;color:#fff;margin-bottom:14px}
.foot-logo img{width:32px;height:32px}
.foot-about{font-size:.9rem;line-height:1.7;max-width:320px}
.foot-bottom{border-top:1px solid #1c2c47;padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.85rem}
.foot-bottom a{color:#9fb6d8}

/* Legal pages */
.legal{background:var(--white);max-width:920px;margin:40px auto;padding:54px 48px;border-radius:var(--radius);box-shadow:var(--shadow)}
.legal h1{font-size:2.2rem;margin-bottom:8px}
.legal .upd{color:var(--muted);font-size:.9rem;margin-bottom:34px}
.legal h2{font-size:1.35rem;margin:32px 0 12px;text-align:left}
.legal h3{font-size:1.1rem;margin:22px 0 8px}
.legal p,.legal li{color:var(--ink);margin-bottom:12px}
.legal ul,.legal ol{margin:0 0 16px 24px}
.legal li{margin-bottom:7px}
.legal a.back{display:inline-block;margin-bottom:24px;font-weight:600}

/* Cookie banner */
.cookie{position:fixed;bottom:18px;left:18px;right:18px;max-width:560px;margin:0 auto;background:var(--white);border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow-lg);padding:24px;z-index:100;display:none}
.cookie.show{display:block;animation:slideup .4s ease}
@keyframes slideup{from{transform:translateY(30px);opacity:0}to{transform:translateY(0);opacity:1}}
.cookie h4{color:var(--navy);margin-bottom:8px}
.cookie p{font-size:.88rem;color:var(--muted);margin-bottom:16px}
.cookie p a{font-weight:600}
.cookie-btns{display:flex;gap:12px;flex-wrap:wrap}
.cookie-btns .btn{padding:10px 22px;font-size:.9rem}

@media(max-width:920px){
  .hero-grid,.split,.split.rev .split-txt,.contact-grid{grid-template-columns:1fr}
  .split.rev .split-txt{order:0}
  .cards,.quotes{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .plans{grid-template-columns:1fr}
  .plan.featured{transform:none}
  .foot-grid{grid-template-columns:1fr 1fr}
  .hero h1{font-size:2.3rem}
  .hero-img{margin-top:20px}
}
@media(max-width:600px){
  .nav-links{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;padding:18px 22px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav-links.open{display:flex}
  .menu-btn{display:block}
  .cards,.quotes,.steps,.foot-grid{grid-template-columns:1fr}
  h2{font-size:1.6rem}
  .hero h1{font-size:1.95rem}
  .hero-stats{gap:20px}
  .legal{padding:34px 22px;margin:20px}
}